Knowing the different mortgage companies in Alabama is important as you can view and compare their interest rates & fees, product (terms, loan types, and specialty), and servicing (transparency, complaint rates, and branch network).
Without much ado, the mortgage companies below
Table of Contents
Top Mortgage Companies in Alabama
1. Advance Mortgage & Investment Company LLCÂ (AMIC)
AMIC is a mortgage company that has been giving out loans since 2003. If you are looking forward to refinancing your home or purchase a home AMIC got you covered.
AMIC treats all its customers like friends and neighbors and guarantees the best loans to their customers as well as allows them to work with local lenders.
Contact details
- Address: 30500 State Highway 181, #460 Spanish Fort, AL 36527
- Tel: 1-877-621-3557
- Website: amic.co
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2. North Alabama Mortgage
North Alabama Mortgage was established in 2006 and since then has been helping people get loans to purchase their dream homes and refinance their existing homes. They help even businesses get investment properties.
North Alabama Mortgage has dedicated and qualified staff that will help you through the process. Â They offer conventional, FHA, VA, FHA Streamline, Jumbo, USDA, and VA IRRRL mortgages. They help customers find the best loans at affordable rates.
Contact details
- Office Address: 7501 Memorial Pkwy SW Suite 100, Huntsville, Alabama 35802
- Tel: 256-651-3393
- Website: northalabamamortgage.com
3. Gagliano Mortgage INC.
This company is committed to offering customers the highest quality home loans paired with some of the lowest mortgage rates available in the Yellowhammer state.
Are you a first-time homebuyer? Do you want to purchase the home of your dreams? Do you want to refinance your existing home? Their highly experienced mortgages brokers will help make your dreams come true.
The main goal of this mortgage company is to create a strong, long-lasting relationship with their clients so that they may continue to provide excellent service to them in years to come.
Gagliano Mortgage specializes in the following Alabama Mortgage loans
- Home Purchase Loans
- Home Equity Loans
- Home Refinance Loans
- Jumbo Home Loans
- FHA Loans
- VA Loans
- Cash Out Home Loans
- Reverse Mortgage Loans
- And many more
Contact details
- Address: 4500 Valleydale Rd, Ste F Birmingham, Alabama 35242
- Tel: 205-979-4412
- Email: andy@gaglianomtg.com
- Website: birminghammortgagecompany.com
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4. 1ST Family Mortgage Company
This mortgage company offers a range of conforming, non-conforming and government loan programs in Alabama as well as various mortgage options to help you successfully budget your mortgage.
Their highly experienced mortgage brokers make use of the most innovative technology available to help you get the best loans at cost-effective rates.
Contact details
- Address: 900 SW Merchants Walk, Huntsville, AL 35801
- Tel: 256-425-0105
- Email: csr@1fmc.com
- Website: 1fmc.com
5. First Lenders Mortgage Corporation
This mortgage company was established in 1988 and has offices in Albertville and Homewood to serve clients throughout the Yellowhammer State.
First lenders Mortgage Corporation assists numerous homebuyers with the mortgage process, providing personal service and exceptional value to them.
They are experts when it comes to purchasing a home and refinancing. First Lenders offers various mortgage loan types including Conventional Loans, VA loans, FHA loans, and USDA loans.
Contact details
- Albertville Office Address: 8357 US HWY 431 Albertville, AL 35950
- Albertville Office Tel: 256-891-0681
- Homewood Office Address: 85 Bagby Dr Homewood, AL 35209
- Homewood Office Tel: 205-942-9696
- Website: firstlenders.com
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6. Alabama Home Mortgage Loans
Alabama Home Mortgage Loans offers home mortgage loans to residents in Montgomery and central Alabama. They are licensed through the Nationwide Mortgage Licensing System – NMLS 1586368.
Their mortgage loan programs include:
- Conventional home loans
- FHA home loans
- VA home loans
- USDA loans Home
Contact details
- Office Address: 242 Peace Church Rd #A, Wetumpka, AL 36093
- Tel: 334-567-4223
- Website: alahomemortgage.com
7. Lawhorn & Associates Mortgage Company
Lawhorn & Associates Mortgage Company is a mortgage company in Alabama that can get you the lowest mortgage rate on loan products for FHA, conventional, VA, USDA and Reverse mortgage financing.
This mortgage company specializes in getting the lowest 30-year and 15-year fixed rates in Birmingham, Huntsville, Mobile, and Montgomery, Alabama.
They have lots of mortgage resources and tools including the mortgage payment calculator to help in your financing.
Their VA loans can go up to 100% financing, on a purchase or cash-out refinance.
This mortgage company also offers construction-permanent loans, which combine financing for the purchase of land, the construction of a home and a permanent mortgage into one loan without closing.
They offer FHA, VA, USDA, Jumbo, Conventional, HomePath, and Commercial mortgages.
Contact details
- Address: 100 Jefferson Street, South, Suite 100 Huntsville, Al 35801
- Tel: 256-539-0555
- Fax: 256-539-0590
- Email: calvin@lawhorn.com
- Website: lawhornmortgagecompany.com
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8. Sunset Mortgage of Alabama LLC
Sunset Mortgage of Alabama LLC is a mortgage company located in Daphne, AL licensed through the Nationwide Mortgage Licensing System – NMLS 1009774. For over 13 years, this company has helped clients get their dream homes.
They offer the following;
- Conventional Mortgage Loans
- USDA Rural Home Loans
- FHA insured Mortgage Loans
- VA Loans
- Home Possible Loans with Freddie Mac
- Mobile and Manufactured FHA Home Loans
Contact details
- Office Address: 9086 Merritt Ln Daphne, AL 36526
- Tel: 251-644-6188
- Fax: 251-650-1601
- Website: sunsetmortgageal.com
9. MidTown Mortgage Company, LLC
MidTown Mortgage Company offers mortgage rates as low as 3.5% and helps first-time homebuyers purchase their first homes easily.
They also have a mortgage calculator that you can use to figure out your total mortgage payment, your budget, or calculate the amount you could save from buying and renting.
Contact details
- Office Address: 500 Providence Main St., Ste. 2 Huntsville, Alabama 35806
- Tel: 256-585 – 2000
- Website: midtownmtg.com
10. Fairway Independent Mortgage Corporation
Fairway Independent Mortgage Corporation is an excellent choice if you need help making a down payment or qualifying for a loan. This company offers a range of government-backed mortgages such as FHA and USDA home loans that requires down payments as low as 3.5% and has flexible credit requirements.
Over the last five years, Fairway Independent Mortgage Corporation FHA loan increased by 38% making it one of the fastest growth rates of Alabama’s top mortgage companies.
This mortgage company also offers an excellent selection of home renovation loans such as the FHA 203K rehabilitation mortgage and Fannie Mae HomeStyle renovation loan.
Fairway Independent Mortgage Corporation is authorized by the Alabama Housing Finance Authority to offer finance up to 3% of your down payment if you are a low-to-moderate-income homebuyer.
Consider Fairway if you need down payment assistance or have issues with credit. You can visit their offices in Birmingham, Chelsea, and Dothan.
Contact details
- Birmingham Office Address: 2007 Eagle Ridge Dr Birmingham, AL 35242 – Tel: 205-986-4220
- Chelsea Office Address: 1801 Highway 39 Chelsea, AL 35043 – Tel: 205-578-3957
- Dothan Office Address: 1284 Westgate Parkway Dothan, Alabama 36303 – Tel: 334-712-9170
- Website: fairwayindependentmc.com
11. Regions Bank
Regions bank is amongst the top banks in Alabama and also one of the top biggest mortgage lenders in Alabama. This bank provides mortgage loans for first-time homebuyers with moderate income. They have highly trained staff to guide you through the process from beginning to end.
Regions also service its loans in-house and ensure that its customers deal with in-house staff that is familiar with the loan terms.
Regions Bank is rated by J.D Power yearly as a top lender for Mortgage Servicing Customer Satisfaction. Through this bank, qualified homebuyers can obtain a 10-year second home loan to cover the cost of their down payment for up to 3% of the total cost of their home.
Contact details
- Contact link: https://www.regions.com/help/contact-us-by-phone
- Website: regions.com
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12. BancorpSouth Mortgage
Bankcorp South is a mortgage company located in Birmingham, Alabama. They offer Jumbo loans, fixed-rate mortgage, adjustable-rate mortgage, mortgage payment assistance, Home Equity loans, home improvement, and refinancing.
Contact details
- Office Address: 2201 Highland Ave South Birmingham, AL 35205
- Tel: 205-558-7828
- Fax: 205-933-3641
- Website: bancorpsouth.com
13. Guild Mortgage Company
Guild Mortgage Company is an independent mortgage lender that has been making homeownership possible since 1960. Its friendly, qualified home loan officers are ready to help you into your next home.
It is one of the top 10 independent mortgage companies in Alabama. This company offers deep expertise and personalized service for new home purchases and refinancing to all borrowers. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, this mortgage company has the loan to fit your life.
They offer down payment assistance programs, jumbo loans, conventional loans, VA loans, FHA loans, USDA loans, and renovating loans.
Contact details
- Office Address: 1943 Berry Chase Place Montgomery, AL 36117
- Tel: 334-513-8113
- Website: guildmortgage.com
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14. Jackson Mortgage Company Inc
This mortgage company is a full-service mortgage lender with over 20 years of experience serving the people of Anniston, Alabama, and people in other surrounding communities.
Jackson Mortgage Company focuses solely on residential property financing and also helps people make the most of their money. They offer competitive rates and loan options like the 100% financing for qualifying veterans and flexible mortgages that can accommodate various income and credit levels.
Contact details
- Office Address: 1119 Leighton Avenue Anniston, AL 36207
- Tel: 256-237-5177
- Website: jacksonmortgagecompany.com
15. McGowin-King Mortgage, LLC
McGowin-King Mortage was founded in 1998 by Jim King and Travis McGowin with the goal to provide competitive rates, straightforward advice, and excellent customer service. They treat clients like family and offer the best loans to them.
They are an independent mortgage lender that offers a variety of loans to fit borrower’s needs. They offer conventional loans, FHA loans, jumbo loans, VA loans, and USDA loans. McGowin-King Mortgage also offers single-close construction loans, home renovation loans as well as bridge loans.
When you choose to work with this mortgage company, you will have access to cutting-edge technology combine with local, clear communication. You’ll also have a loan officer that will take you through the process from beginning to end.
Contact details
- Office Address: 2 Office Park Cir #103, Birmingham, AL 35223
- Tel: 205-879-7775
- Fax: 205-879-4700
- Website: mcgowinking.com
Related Resources to Alabama
- Amazing Alabama Facts and Information
- 20 Best Middle Schools In Alabama
- Top 14 Best Employment Agencies in Alabama
- Top 8 Best Insurance Companies In Alabama
- Top 10 Best Criminal Lawyers in Alabama
Conclusion
When comparing mortgage companies in Alabama and mortgage loans in Alabama, ensure you get rate quotes from three or four mortgage companies so that you can get the best terms for your loan.
Also compare each mortgage company’s record for customer satisfaction, accessibility, as well as convenience.
